Rockin’ singer/songwriter Jason Isbell made his debut on Stephen Colbert’s The Late Show last night, pouring his heart out into a performance of new song “If It Takes A Lifetime.” Isbell taped the song just hours before appearing at The Beacon Theatre in NYC for the first of a two night run.“Lifetime” comes from Isbell’s newest album, Something More Than Free, which earned the guitarist a Grammy Award for Best Americana Album this year. Watch the exciting performance below:
We often get advice from people we know, and it’s usually good advice. Sometimes, the advice isn’t as good. Sometimes, the advice is a pail of hot garbage. Here are a few money tips you may want to think about before you go all-in on them.Use your credit card to build good creditSure, that’s one way to do it. Using a credit card responsibly isn’t necessarily a bad idea. If you use a credit card for a few small purchases and pay it off every month, you should be in pretty good shape. Just make sure you’re not spending uncontrollably. If you find you have no discipline when it comes to credit spending, it’s time to get rid of that card. Or at least freeze it in a block of ice.Renting is a waste of money. Buy a house!Purchasing a house can be a great idea. If you’re planning on living in a certain area for a while, or you find a mortgage that is WAY cheaper than your rent, it could be a great idea to buy a house. But, if you don’t like your job or the city you live in, it could be a horrible idea.Debt can be goodIt’s often said that debt like student loans or a mortgage are “good debt” because, in the long run, they can put you in a better place financially. The problem lies with how you choose to pay it off. Debt is debt. No matter the shape, pay it off as fast as you can. Don’t pay the minimum because it’s “good debt.” You don’t want to still be paying those student loans off 30 years later. 92SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Details
Bony’s move was confirmed by both Barclays Premier League clubs in synchronised statements on their club websites on Wednesday afternoon, although the Ivory Coast Football Federation had earlier announced the transfer on Twitter. The 26-year-old is currently on international duty with the Ivory Coast ahead of the African Nations Cup, which starts in Equatorial Guinea this weekend and could prevent his City debut until the middle of next month. “I believe we can do it.” Bony scored 20 Premier League goals in 2014, more than any other player, but promised there is much more to come from him after linking up with his Ivory Coast colleague Yaya Toure at club level. “I speak with Yaya every day on international duty and I think he will help me to become a better player and a more clinical striker,” Bony said. “I’ll be playing with great players here at City and this is an opportunity for me to work hard and to take my chance. “The Premier League is a tough league – my power is to always be in the box and in the right position. “I’m always working hard to be there to score the goals and to improve.” City manager Manuel Pellegrini said he was delighted to be adding the muscular Bony to a strikeforce which already includes Sergio Aguero, Edin Dzeko and Stevan Jovetic. “He is very difficult to mark because he is so strong,” Pellegrini told the official club website. “He is an intelligent footballer who has skill and power. “His goals record has been excellent since he came to England. He adapted very quickly to the game here and I think he will settle in at City quickly. He will be a very good addition to our squad. ” We now have four top-class strikers and I am looking forward to seeing them work together.” Bony’s departure means Swansea have almost doubled their transfer record for selling a player, the previous highest fee being the £15m Liverpool paid for Wales midfielder Joe Allen in 2012. The Ivorian took time to settle in South Wales and previous Swansea manager Michael Laudrup often left him out of the team due to concerns over the player’s fitness. But Bony’s double in a 3-2 defeat to Manchester City on New Year’s Day 2014 was the start of a prolific year and he ended up winning four awards at Swansea’s end-of-season function. “Everyone at Swansea City would like to thank Wilfried for his superb service to the club, and wish him well for the future,” said a statement on the Swansea website. Manchester City have completed the transfer of Swansea striker Wilfried Bony for a £25million fee. Bony has signed a four-and-a-half year contract at the Etihad Stadium and will wear the number 14 shirt. His fee could rise as high as £28million. He joins the English champions after scoring 34 goals in 70 appearances for Swansea following his £12m move from Dutch club Vitesse Arnhem in the summer of 2013. “It’s a great feeling for me, it’s a big honour to be here and it’s a great challenge,” Bony told the official Manchester City website. “As a player it’s always good to be part of one of the biggest clubs in the world and it’s a good opportunity for me to be in that situation now – I’m really proud. “I felt excited to wait for this moment and now it’s come, it’s fantastic. “I think it’s a great decision for me – Manchester City is in the Champions League. “You remember at the end of last season I said that if I want to move it will be to a team in the competition because it’s a great tournament that I really want to play in and one that I want to win. “It’s a motivation for me to give my maximum to be in that place. City is a big club with great players with a lot of experience. Press Association
Instead, in a serendipitous twist, at the exact time when Brady’s future with the Patriots is in doubt, it’s the 49ers who are hoping to reap the benefits of Garoppolo’s winning play in Super Bowl 54.San Francisco had multiple chances to go in a different direction at quarterback. New England could have either kept Garoppolo stashed for Bill Belichick or found another trade partner. Here’s revisiting the events that led to the 49ers acquiring Garoppolo for a 2018 second-round draft pick on Halloween 2017 and the fallout of the trade that pushed the team to play for a champonship only two-plus years later.MORE: How Jimmy Garoppolo gives 49ers best of Tom Brady and Joe MontanaThe Jimmy Garoppolo alternativesWhen the combination of general manager John Lynch and offensive-minded coach Kyle Shanahan were hired right before and after Super Bowl 51 three years ago, the 49ers operated with a clean slate at quarterback.The firing of Chip Kelly meant cleaning house at the position, with both Colin Kaepernick and Blaine Gabbert not being re-signed. The initial ideal target for Shanahan was Kirk Cousins, the quarterback he helped mold into a strong NFL starter while serving as the Redskins’ offensive coordinator.Cousins likely would have signed with San Francisco if he had hit the open market as a pending free agent. But in an unprecedented move, Washington slapped Cousins with a second consecutive franchise tag, exclusively, at a higher tender value, to keep him on a guaranteed one-year deal.“It’s pretty well documented the relationship I had with Kirk,” Shanahan said. “Just being in Washington and everything, I felt confident he wasn’t going to stay there.”With Cousins staying put, the 49ers were attached to the big free-agent trap of former Buccaneer Mike Glennon, who eventually was overpaid by the Bears. There were also the trade rumors with them going after either Tom Savage (Texans) or Trevor Siemian (Broncos). The 49ers settled for cheap veteran bridge QB Brian Hoyer, who played well for Shanahan while the latter was Browns offensive coordinator in 2014.MORE: Jimmy Garoppolo’s career timeline, from small college to big tradeBecause of Shanahan being locked into Cousins and given that he had only two-plus months to prep for the 2017 NFL Draft, the 49ers chose not to enter the first-round fray at QB, which meant trading down out of No. 2 to not take Mitchell Trubisky (Bears). That also meant they chose to pass on the Texans’ Deshaun Watson, and, yes, the Chiefs’ Patrick Mahomes — Garoppolo’s countepart in Super Bowl 54.Shanahan settled for Hoyer and possible No. 2 Matt Barkley in free agency to, in effect, table the position, and addressed it only with third-rounder C.J. Beathard in the draft, also adding Nick Mullens as an undrafted free agent.With one average veteran, one shaky one and two unheralded rookies, it was clear Shanahan and Lynch were place-holding in their first offseason together, instead focusing on starting a massive roster overhaul at most every other position.The confidence in that quarterback direction was helped by knowng there would be the fallback of Cousins in 2018 NFL free agency after he was certain to be not tagged for a third consecutive year by the Redskins.“Any time you go into a season and know a franchise quarterback is going to be available the next year, it made me a lot more picky with what we were looking at,” Shanahan said.The Jimmy Garoppolo rumorsDuring that 2017 free agency and draft period, Garoppolo would have been an option had the Patriots more actively sought to trade him a full year before his own pending NFL free agency in 2018. The 49ers, however, looked like the third-best suitor behind the Bears and Browns, even though they were the clear best fit for Garoppolo because of Shanahan.The Patriots were perceived as being extremely smart for raising their demands for Garoppolo, as high as getting two back-to-back first-round picks for his services. Chicago went with the Glennon and Trubisky combination and Cleveland drafted second-rounder DeShone Kizer to put with Kevin Hogan and Cody Kessler in what would be an 0-16 season.The 49ers went 0-8 to start the ’17 season with Hoyer and Beathard taking turns starting. They had to do something soon, given that their QB play was the worst in the league.With the Bears out of the mix because of Tribusky and the Browns stting on the No. 1 overall pick for a strong 2018 QB class led by Baker Mayfield, the 49ers were the last real sutior standing. The Patriots’ supply now had less demand, and the fact the 49ers were an NFC team made a trade for Garoppolo — a promising but unproven commodity — more logical and feasible.The Jimmy Garoppolo tradeThe 49ers could have waited for Cousins like originally planned, but Shanahan and Lynch couldn’t pass on Garoppolo with the asking price lowered by the Patriots before the ’17 midseason trade deadline. It was a semi-sneaky move by New England, to maintain another good trading relationship with a non-conference front office.From Lynch’s perspective, although he didn’t know at the time how special Garoppolo would end up being for his team, there was enough of a belief that he could be, and that was enough to make the move.”We felt it was a reasonable cost, albeit a high one, a second-round pick, to have an opportunity to find your franchise quarterback,” Lynch told Sporting News. “It is one thing in our conversations with Bill Belichick, when I talked to him and when Kyle talked to him — ‘You’re going to love this kid. His teammates love him.’”MORE: How do Super Bowl Squares work?The 49ers’ agreeing on the trade compensation was one thing; the other was the willingness to lock up Garoppolo to a lucrative market-value long-term contract before March 2018. Lynch didn’t mess around there, as Garoppolo signed a five-year, $137.5 million deal in February 2018.San Francisco had shown its aggressive nature in the 2017 offseason. There was no spending on a QB, but there was plenty of money under the salary cap thrown around to bring in core free agents, including essential blocking fullback Kyle Juszczyk. Shanahan and Lynch simply doubled down on that by getting Garoppolo.”To come in with Kyle and John, we kind of established everything, but once we traded for Jimmy, it just showed that these (guys) were committed to turning things around — and they weren’t going to wait around,” Juszczyk said. “They didn’t hesitate. They pulled the trigger on what some people might consider a risky trade at the time — he had started only four games — but they saw something in him that’s obviously panned out.”The Jimmy Garoppolo riseThe 49ers were patient in playing Garoppolo, waiting four games into the second half of the 2017 season. He quickly showed he was worth trading for, leading the team to a 5-0 record with immediate superb play in a new offense. His five-game numbers (260 yards per game, 96.2 rating, 8.8 yards per attempt) that season took the mysery off Garoppolo as it mirrored what he did starting two games for a Deflategate-suspended Brady to open the ’16 season (248 yards per game, 119.0 rating, 8.4 yards per attempt).“I didn’t know anything about Jimmy when we first traded for him, except he had that one game with the Patriots where he played really well against Arizona,” longtime 49ers left tackle Joe Staley said. “I knew he was highly thought of as the heir apparent to Tom Brady, so it was exciting to get him on the roster and see what he was all about.”Garoppolo has gone 23-5 as the 49ers starter, including the 2020 playoffs, after going 2-0 for the Patriots. His play is a big reason why, but so is what he puts into maintaining a competitive edge.”Once he got here, Jimmy really impressed me with his preparation and workman-like mentality he had every single day,” Staley said. “He didn’t come in with an attitude like, ‘This is my team now.'”That grinding nature, something Brady also had, also helped Garoppolo come back strong from a torn ACL that he suffered against the Chiefs in Kansas City in September 2018, which limited what could have a spectular first full season as the 49ers starter.As the 49ers struggled and finished 4-12 without him, Garoppolo’s value to the team was even greater, given that they shot up to 13-3 with him fully healthy for 2019.Lynch gushes now when he talks about Garoppolo the person and the player, sharing his well-earned pride in pulling off the deal key to getting the 49ers back to a Super Bowl. Lynch and Shanahan expected the best of Garoppolo, because of what all it took to get and keep him, and that his success was tied to theirs. As they bought into Garoppolo, he completely bought into them.”He understands that Kyle’s sole purpose is to try to get the most out of him,” Lynch said. “Kyle can be very demanding in doing so, and some guys don’t have the personality for that. I think it’s a perfect mix, because Jimmy almost gets better when Kyle’s chewing him out — so just keep chewing.”Garoppolo needed the perfect place to succeed after his time with the Patriots. He found it in Lynch, Shanahan and the 49ers after they made one of the best trades in modern NFL history.More Super Bowl 54 news by Sporting News• Full betting odds & prediction for 49ers vs. Chiefs• The 25 best Super Bowl commercials of all time, ranked• Super Bowl Roman numerals, explained: A guide to help decipher the NFL’s weird numbers game• Superb Owl Sunday 2020: The story about owls and Super Bowl 54 you didn’t know you wanted until now• Who is the fastest player in the NFL? Tyreek Hill has serious competition in Super Bowl 54• Jimmy Garoppolo trade, revisited: How QB quickly turned 49ers’ big risk into Super Bowl reward• Patrick Mahomes’ baseball career was filled with potential• Why Joe Montana left the 49ers for the Chiefs• How did 49ers’ Deebo Samuel get his nickname? • What is the Chiefs’ mascot? A history of KC Wolf’s pioneering place in the NFL• Nick Bosa and Donald Trump: Revisiting the 49er’s social media controversy ahead of 2019 NFL Draft• Way-too-early NFL power rankings for 2020 MIAMI — 49ers quarterback Jimmy Garoppolo saw his rookie season with the Patriots end with him getting his first Super Bowl ring as a backup to Tom Brady. If someone had said then that five years later, Garoppolo would be trying to win his first Super Bowl as a starting QB, everyone would have assumed it would be for New England, succeeding Brady.